Investment Planning

When it comes to investing, complicated does not equal better. In fact, at Schrum Private Wealth Management we believe investing should not be complex, but actually easy to understand. Crazy, we know.


What's Important When It Comes To Investing

Begin With The End In Mind

You can't achieve your goals if you don't know where you're going. This is why we base all of our investment portfolios on achieving what's most important to you. This means our mission is to invest your money to achieve your retirement plans- not on beating an elusive benchmark.

Keep Taxes Low

Outside of fees, taxes can be the largest expense an investor faces when it comes to their money. All of our investment portfolios are designed from the beginning to minimize taxes and make the most of your money. Pay what you owe in taxes, but nothing more!

Low Cost, High Reward

The facts are out. Higher cost investments lead to lower returns. Because of this, we build our investment portfolios using low-cost index funds which maximize the success rate of your retirement plan.

Diversify, Diversify, Diversify

Owning the right asset classes can mean the difference between being successful in retirement or having your plans jeopardized during a market down turn. We build your investment portfolio to be diversified across the right asset classes so when down turns in the market occur (which they will) your retirement plan is still on track.