Whether it’s decades out or only a few years away, retirement is on the path for us all. Even it seems far away, the time for financial planning and figuring out your retirement financial portfolio needs to start now. It might seem unnecessary, especially if retirement is a ways down the road, but the immediacy is still there regardless. Even if you don’t see retirement anywhere close on your horizon, the financial planning and guidance from our investment firm can make a huge impact on your future.

As a 2017 report from CNBC stated, “Most families—even those approaching retirement—have little or no retirement savings.” The article went on the explain that the median retirement savings for people between the ages of 32 and 37 was just $480. Starting with less than $500 in your mid-thirties puts you at a significant loss for retirement savings potential. These statistics can only mean one thing—the sooner you begin working with a financial advisor, the better.

When you work with our financial advisors for retirement planning, you’ll gain a wealth of knowledge that can help you make informed decisions along the way. Understanding your financial planning and retirement investments are critical steps to take, and will make an impact that your future self will thank you for.

Waiting now to start on your retirement and IRA planning could mean you have to end up waiting years down the road to leave your career. Ultimately, your decision of when to retire should be your choice, and in your control—not the other way around. Our financial advisors can help you figure all of this out.With our investment firm offering a free review of your financial portfolio, it only makes sense to make an appointment with Schrum Private Wealth Management. Get started with us today to secure your financial future—our investment management team looks forward to working with you!